Wales sets its own teacher pay through the Independent Welsh Pay Review Body, and its scale differs from England’s — it starts at M2, with no M1. The points below are the confirmed 2025/26 Wales main and upper pay range rates, in force from 1 September 2025. The 2026/27 Wales award is not yet confirmed: the Welsh Government is consulting on a 3.5% rise after the review body recommended 4.25%. Take-home is calculated at 2026/27 tax rates. TLR payments and ALN allowances are not included.
If your gross pay is £48,304 a year, after income tax, National Insurance and this pension contribution your take-home is about £34,956 a year — that’s £2,913 a month, £672 a week.
| Year | Month | Week | |
|---|---|---|---|
| Gross pay | £48,304 | £4,025 | £929 |
| Income tax | −£6,311 | −£526 | −£121 |
| National Insurance | −£2,859 | −£238 | −£55 |
| Pension contribution | −£4,178 | −£348 | −£80 |
| Take-home pay | £34,956 | £2,913 | £672 |
Effective deduction rate: 28% of gross, leaving 72p in every pound. Marginal rate: 35%, so an extra £100 pay rise or overtime puts about £65 in your pocket.
Your Teachers’ Pension Scheme contribution is taken off your pay before income tax is worked out — what HMRC calls a net pay arrangement. Relief is automatic at your top rate and there is nothing to claim back. So the £4,178 contribution above cuts your tax bill by £836, and its real cost to your take-home is £3,343 a year. Calculators that tax your whole salary and then subtract the pension understate your take-home by that £836.
Figures based on the confirmed 2025/26 Wales teacher pay scale (4% award, effective 1 September 2025), with take-home calculated at 2026/27 tax rates. This page will be updated when the 2026/27 Wales award is confirmed. Actual take-home depends on your exact tax code, student loan plan, and whether you actually pay into the Teachers’ Pension Scheme. Sources: NASUWT pay scales (Wales) · Welsh Government statement on the 2026/27 award
Your actual take-home may differ because of your tax code, student loan, bonus, overtime or whether you opt out of this pension. Put your real numbers into our free salary calculator — nothing is recorded.
Teacher (Wales) pay points
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Teacher (Wales) – M2 · Teacher (Wales) – M3 · Teacher (Wales) – M4 · Teacher (Wales) – M5 · Teacher (Wales) – M6 · Teacher (Wales) – U2 · Teacher (Wales) – U3
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