Band 6 – Point 1 take-home pay
Band 6 includes specialist nurses, podiatrists, dietitians and senior allied health professionals. The three spine points below are the published April 2026 national rates for England. High-cost area supplements and unsocial hours are not included.
If your gross pay is £39,959 a year, after income tax, National Insurance and this pension contribution your take-home is about £28,374 a year — that’s £2,365 a month, £546 a week.
| Year | Month | Week | |
|---|---|---|---|
| Gross pay | £39,959 | £3,330 | £768 |
| Income tax | −£5,478 | −£456 | −£105 |
| National Insurance | −£2,191 | −£183 | −£42 |
| Pension contribution | −£3,916 | −£326 | −£75 |
| Take-home pay | £28,374 | £2,365 | £546 |
Effective deduction rate: 29% of gross, leaving 71p in every pound. Marginal rate: 38%, so an extra £100 pay rise or overtime puts about £62 in your pocket.
Figures based on the NHS Agenda for Change pay rates April 2026, April 2026. Actual take-home depends on your exact tax code, Scottish or Welsh rates, student loan plan, and whether you actually pay into this pension scheme. Source: https://www.healthcareers.nhs.uk/working-health/working-nhs/nhs-pay-and-benefits/agenda-change-pay-rates
Your actual take-home may differ because of your tax code, student loan, bonus, overtime or whether you opt out of this pension. Put your real numbers into our free salary calculator — nothing is recorded.
Band 6 NHS pay points
Jump straight to another point:
Band 6 NHS – Band 6 – Point 2 · Band 6 NHS – Band 6 – Point 3
More take-home pages
Take-home pay by job · Salary calculator · Tax code checker · Savings calculator