Your jargon-free UK hub for personal finance. Use our free money calculators and guides to instantly estimate take-home pay, compare loan interest, and find practical ways to slash your monthly bills.
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Income & tax
UK Salary CalculatorYour 2026/27 take-home pay after tax, NI, student loans and pension. Compare Two SalariesWeigh up two job offers side by side, pensions included. Tax Code CheckerDecode your tax code and make sure HMRC has it right.Debt & borrowing
Loan Repayment CalculatorMonthly repayments, total interest and the advertised-rate trap. Debt Payoff CalculatorSnowball vs avalanche — your fastest route out of debt. Credit Card Payoff CalculatorSee why minimum payments cost you years and thousands. Mortgage Overpayment CalculatorWhat extra payments save in interest and years.Savings & future planning
Squirrel Savings CalculatorWatch compound interest grow a slice of your pay. Student Loan Overpayment CalculatorShould you overpay your student loan — or not bother? UK Take-Home Pay TablesReference tables for every salary from £18k to £100k.Take-Home Pay by JobNurses, teachers, police, firefighters and doctors, on the real pay scales.Redundancy Pay CalculatorWhat you are owed, and what the taxman takes from the rest.Maternity Pay CalculatorWhat 39 weeks really pays once tax is taken off.Shared Parental LeaveWhether sharing the leave costs your household money.Statutory Sick PayWhat you get now the waiting days are gone.Paternity Pay CalculatorLeave is now a day-one right; the pay is not.Adoption Pay CalculatorDay-one leave, but no allowance if you miss the pay test.Neonatal Care Pay CalculatorUp to 12 weeks, on top of your other parental leave.Parental Bereavement PayTwo weeks under Jack’s Law, from your first day.Carer’s Leave CalculatorThe £204 limit is on net pay, not gross.Unpaid Parental Leave18 weeks per child, yours from day one since April 2026.Time Off for DependantsEmergency leave — and when a paid right covers it instead.Flexible Working CalculatorWhat a four-day week really costs after tax.Bereaved Partner’s LeaveUp to 52 weeks, new since April 2026.Seriously Ill ChildWhat you can claim, and where Hugh’s Law has got to.Browse all our free UK money calculators →
Take-home pay for every salary from £18,000 to £100,000 — income tax, National Insurance and student loans all worked out.
Five minutes with the right guide can save you hundreds a year.
