Your jargon-free UK hub for personal finance. Use our free money calculators and guides to instantly estimate take-home pay, compare loan interest, and find practical ways to slash your monthly bills.
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Income & tax
UK Salary CalculatorYour 2026/27 take-home pay after tax, NI, student loans and pension. Compare Two SalariesWeigh up two job offers side by side, pensions included. Tax Code CheckerDecode your tax code and make sure HMRC has it right.Debt & borrowing
Loan Repayment CalculatorMonthly repayments, total interest and the advertised-rate trap. Debt Payoff CalculatorSnowball vs avalanche — your fastest route out of debt. Credit Card Payoff CalculatorSee why minimum payments cost you years and thousands. Mortgage Overpayment CalculatorWhat extra payments save in interest and years.Browse all our free UK money calculators →
Take-home pay for every salary from £18,000 to £100,000 — income tax, National Insurance and student loans all worked out.
Five minutes with the right guide can save you hundreds a year.
