Guides and straight-talking tips to help you borrow smarter.
Two ways to check for a county court judgment – one of them free. How to read your credit report, when the official register is worth paying for, and why no site can check it for you for free.
The pitch is straightforward and the maths often genuine: instead of paying minimum payments on five credit cards
Most “how to get out of debt” advice on the internet is either too vague to act on
An Individual Voluntary Arrangement (IVA) is a formal, legally-binding agreement between you and your creditors to pay back
When debts have grown beyond what can be repaid through normal budgeting and informal arrangements, the UK has
If you’re reading this because you’ve lost track of what you owe, or because the letters and emails
