Band 6 – Point 3 take-home pay
Band 6 includes specialist nurses, podiatrists, dietitians and senior allied health professionals. The three spine points below are the published April 2026 national rates for England. High-cost area supplements and unsocial hours are not included.
If your gross pay is £48,117 a year, after income tax, National Insurance and this pension contribution your take-home is about £33,448 a year — that’s £2,787 a month, £643 a week.
| Year | Month | Week | |
|---|---|---|---|
| Gross pay | £48,117 | £4,010 | £925 |
| Income tax | −£7,109 | −£592 | −£137 |
| National Insurance | −£2,844 | −£237 | −£55 |
| Pension contribution | −£4,715 | −£393 | −£91 |
| Take-home pay | £33,448 | £2,787 | £643 |
Effective deduction rate: 30% of gross, leaving 70p in every pound. Marginal rate: 38%, so an extra £100 pay rise or overtime puts about £62 in your pocket.
Figures based on the NHS Agenda for Change pay rates April 2026, April 2026. Actual take-home depends on your exact tax code, Scottish or Welsh rates, student loan plan, and whether you actually pay into this pension scheme. Source: https://www.healthcareers.nhs.uk/working-health/working-nhs/nhs-pay-and-benefits/agenda-change-pay-rates
Your actual take-home may differ because of your tax code, student loan, bonus, overtime or whether you opt out of this pension. Put your real numbers into our free salary calculator — nothing is recorded.
Band 6 NHS pay points
Jump straight to another point:
Band 6 NHS – Band 6 – Point 1 · Band 6 NHS – Band 6 – Point 2
More take-home pages
Take-home pay by job · Salary calculator · Tax code checker · Savings calculator