M2 take-home pay
The figures below are the published 2026/27 main and upper pay range points for England excluding London. Actual classroom pay may also include TLR or leadership pay; those additions are not included in the basic-scale figures below.
If your gross pay is £36,042 a year, after income tax, National Insurance and this pension contribution your take-home is about £26,352 a year — that’s £2,196 a month, £507 a week.
| Year | Month | Week | |
|---|---|---|---|
| Gross pay | £36,042 | £3,004 | £693 |
| Income tax | −£4,694 | −£391 | −£90 |
| National Insurance | −£1,878 | −£156 | −£36 |
| Pension contribution | −£3,118 | −£260 | −£60 |
| Take-home pay | £26,352 | £2,196 | £507 |
Effective deduction rate: 27% of gross, leaving 73p in every pound. Marginal rate: 37%, so an extra £100 pay rise or overtime puts about £63 in your pocket.
Figures based on the NEU teachers’ pay scales 2026/27 England & Wales, 2026/27. Actual take-home depends on your exact tax code, Scottish or Welsh rates, student loan plan, and whether you actually pay into this pension scheme. Source: https://neu.org.uk/advice/your-rights-work/pay-advice/pay-scales
Your actual take-home may differ because of your tax code, student loan, bonus, overtime or whether you opt out of this pension. Put your real numbers into our free salary calculator — nothing is recorded.
Teacher (England & Wales) pay points
Jump straight to another point:
Teacher (England & Wales) – M1 · Teacher (England & Wales) – M3 · Teacher (England & Wales) – M4 · Teacher (England & Wales) – M5 · Teacher (England & Wales) – M6 · Teacher (England & Wales) – UPS1 · Teacher (England & Wales) – UPS2 · Teacher (England & Wales) – UPS3
More take-home pages
Take-home pay by job · Salary calculator · Tax code checker · Savings calculator