The figures below are the published England and Wales constable basic pay scale points. Progression is normally one point per year over seven years. Regional allowances, overtime and the 2015 CARE pension contribution are not included in the basic-scale figures below.
If your gross pay is £41,976 a year, after income tax, National Insurance and this pension contribution your take-home is about £29,565 a year — that’s £2,464 a month, £569 a week.
| Year | Month | Week | |
|---|---|---|---|
| Gross pay | £41,976 | £3,498 | £807 |
| Income tax | −£4,837 | −£403 | −£93 |
| National Insurance | −£2,352 | −£196 | −£45 |
| Pension contribution | −£5,222 | −£435 | −£100 |
| Take-home pay | £29,565 | £2,464 | £569 |
Effective deduction rate: 30% of gross, leaving 70p in every pound. Marginal rate: 38%, so an extra £100 pay rise or overtime puts about £62 in your pocket.
Your police pension contribution is taken off your pay before income tax is worked out — what HMRC calls a net pay arrangement. Relief is automatic at your top rate and there is nothing to claim back. So the £5,222 contribution above cuts your tax bill by £1,044, and its real cost to your take-home is £4,177 a year. Calculators that tax your whole salary and then subtract the pension understate your take-home by that £1,044.
Figures based on the PolicePay England & Wales constable pay scales 2026/27, 2026/27. Actual take-home depends on your exact tax code, Scottish or Welsh rates, student loan plan, and whether you actually pay into this pension scheme. Source: https://www.policepay.co.uk/guides/police-pay-scales/
Your actual take-home may differ because of your tax code, student loan, bonus, overtime or whether you opt out of this pension. Put your real numbers into our free salary calculator — nothing is recorded.
Police Constable (England & Wales) pay points
Jump straight to another point:
Police Constable (England & Wales) – Year 1 · Police Constable (England & Wales) – Year 2 · Police Constable (England & Wales) – Year 3 · Police Constable (England & Wales) – Year 5 · Police Constable (England & Wales) – Year 6 · Police Constable (England & Wales) – Year 7 · Police Constable (England & Wales) – Year 8
More take-home pages
Take-home pay by job · Band 2 NHS · Band 3 NHS · Band 4 NHS · Band 5 nurse · Band 6 nurse · Band 7 nurse · Band 8a NHS · Band 8b NHS · Band 8c NHS · Band 8d NHS · Band 9 NHS · Teacher (England) · Teacher (Wales) · Firefighter · Salary calculator · Tax code checker · Savings calculator