Band 2 NHS (Scotland) – Point 2 take-home pay

Band 2 covers healthcare support workers, porters, housekeeping and other vital support staff across NHS Scotland. The two points below are the official rates from 1 April 2026 (the confirmed 3.75% uplift, circular PCS(AFC)2026/1). High-cost allowances and unsocial hours are not included.

If your gross pay is £28,988 a year, after Scottish income tax, National Insurance and this pension contribution your take-home is about £22,807 a year — that’s £1,901 a month, £439 a week.

Take-home on £28,988 · NHS Scotland, from 1 April 2026
£22,807 per year
£1,901 per month · £439 per week · £88 per day · £12 per hour (36-hour week)
Year Month Week
Gross pay £28,988 £2,416 £557
Income tax (Scottish rates) −£2,838 −£237 −£55
National Insurance −£1,313 −£109 −£25
Pension contribution (SPPA) −£2,029 −£169 −£39
Take-home pay £22,807 £1,901 £439

Effective deduction rate: 21% of gross, leaving 79p in every pound. Marginal rate: 34%, so an extra £100 pay rise or overtime puts about £66 in your pocket.

NHS Scotland pension contributions (SPPA) are tiered by pay — nine tiers from 5.7% to 12.7%, and the tier applies to your whole salary. At £28,988 the 2026/27 member rate is 7.0%, which is what the table above deducts. Scotland’s tiers differ from NHS England’s — most online calculators use the English rates for everyone and get Scotland wrong.

Your SPPA contribution comes off your pay before income tax — a net pay arrangement — so relief is automatic at your top Scottish rate and there is nothing to claim back. The £2,029 contribution above cuts your tax bill by £406, so its real cost to your take-home is £1,623 a year. Calculators that tax your whole salary and then subtract the pension understate your take-home by that £406.

NHS Scotland’s standard full-time week is 36 hours (England’s is 37.5), so the per-hour figure above is based on a 36-hour week — another reason Scottish and English figures aren’t directly comparable.

Figures based on the official NHS Scotland Agenda for Change pay rates from 1 April 2026 (circular PCS(AFC)2026/1) and the SPPA NHS Pension Scheme (Scotland) contribution tiers from 1 April 2026 (NHS Circular 2026/03), with Scottish income tax at 2026/27 rates. Actual take-home depends on your exact tax code, student loan plan, and whether you pay into the pension. Sources: PCS(AFC)2026/1 pay circular · SPPA contribution circular 2026/03

Your actual take-home may differ because of your tax code, student loan, unsocial-hours enhancements or pension opt-out. Put your real numbers into our free salary calculator — it handles Scottish tax bands — nothing is recorded.

Band 2 NHS (Scotland) pay points

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Band 2 – Point 1

Other NHS Scotland bands

Band 3 NHS (Scotland) · Band 4 NHS (Scotland) · Band 5 Nurse (Scotland) · Band 6 Nurse (Scotland) · Band 7 Nurse (Scotland) · Band 8a NHS (Scotland)

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