Band 8a NHS (Scotland) – Point 1 take-home pay

Band 8a covers senior charge nurses, advanced practitioners and service managers in NHS Scotland. The two points below are the official rates from 1 April 2026 (confirmed 3.75% uplift, circular PCS(AFC)2026/1). Unsocial hours are not included.

If your gross pay is £65,125 a year, after Scottish income tax, National Insurance and this pension contribution your take-home is about £42,096 a year — that’s £3,508 a month, £810 a week.

Take-home on £65,125 · NHS Scotland, from 1 April 2026
£42,096 per year
£3,508 per month · £810 per week · £162 per day · £22 per hour (36-hour week)
Year Month Week
Gross pay £65,125 £5,427 £1,252
Income tax (Scottish rates) −£12,162 −£1,013 −£234
National Insurance −£3,313 −£276 −£64
Pension contribution (SPPA) −£7,555 −£630 −£145
Take-home pay £42,096 £3,508 £810

Effective deduction rate: 35% of gross, leaving 65p in every pound. Marginal rate: 51%, so an extra £100 pay rise or overtime puts about £49 in your pocket.

NHS Scotland pension contributions (SPPA) are tiered by pay — nine tiers from 5.7% to 12.7%, and the tier applies to your whole salary. At £65,125 the 2026/27 member rate is 11.6%, which is what the table above deducts. Scotland’s tiers differ from NHS England’s — most online calculators use the English rates for everyone and get Scotland wrong.

Your SPPA contribution comes off your pay before income tax — a net pay arrangement — so relief is automatic at your top Scottish rate and there is nothing to claim back. The £7,555 contribution above cuts your tax bill by £3,173, so its real cost to your take-home is £4,382 a year. Calculators that tax your whole salary and then subtract the pension understate your take-home by that £3,173.

Scotland vs England: the same point in England pays £57,528 gross (about £40,230 take-home). In Scotland you earn £7,597 more gross and, after Scottish income tax and the SPPA pension, keep about £1,865 more a year.

NHS Scotland’s standard full-time week is 36 hours (England’s is 37.5), so the per-hour figure above is based on a 36-hour week — another reason Scottish and English figures aren’t directly comparable.

Figures based on the official NHS Scotland Agenda for Change pay rates from 1 April 2026 (circular PCS(AFC)2026/1) and the SPPA NHS Pension Scheme (Scotland) contribution tiers from 1 April 2026 (NHS Circular 2026/03), with Scottish income tax at 2026/27 rates. Actual take-home depends on your exact tax code, student loan plan, and whether you pay into the pension. Sources: PCS(AFC)2026/1 pay circular · SPPA contribution circular 2026/03

Your actual take-home may differ because of your tax code, student loan, unsocial-hours enhancements or pension opt-out. Put your real numbers into our free salary calculator — it handles Scottish tax bands — nothing is recorded.

Band 8a NHS (Scotland) pay points

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Band 8a – Point 2

Other NHS Scotland bands

Band 2 NHS (Scotland) · Band 3 NHS (Scotland) · Band 4 NHS (Scotland) · Band 5 Nurse (Scotland) · Band 6 Nurse (Scotland) · Band 7 Nurse (Scotland)

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