IVA Explained — How They Work in the UK
An Individual Voluntary Arrangement (IVA) is a formal, legally-binding agreement between you and your creditors to pay back
Guides and straight-talking tips to help you borrow smarter.
An Individual Voluntary Arrangement (IVA) is a formal, legally-binding agreement between you and your creditors to pay back
Most “how to get out of debt” advice on the internet is either too vague to act on
“Very bad credit” usually means one or more of: multiple recent missed payments, current or recent CCJs, defaulted
“Instant decision” is the most over-used phrase in UK loan marketing, and it means very different things depending
£3,000 sits in the lower-mid range of the UK personal loan market — most mainstream lenders consider it,
Your credit score is the single biggest thing standing between you and decent borrowing rates — on mortgages,
If your credit file has problems, you’ve probably already noticed two things. First, the mainstream lenders that show
If you’ve spent any time looking for a personal loan in the UK, you’ve probably noticed three things.
You’ve got a bill due Friday, you’re short, and the only thing Google seems to want to show
If you’re reading this because you’ve lost track of what you owe, or because the letters and emails
Borrowing £500 is one of those amounts where the maths gets awkward. It’s too small for most mainstream